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Important information
It's never too early to start planning
Staying connected in retirement
Sea change / tree change
How much will I need in retirement?
Funding your retirement
The importance of seeking advice
Getting ready to retire psychologically
Important information
Introduction
Overview of concessional contributions
Overview of non-concessional contributions
Knowledge check exercise
Overview of the co-contribution benefit
Spouse contributions
Superannuation splitting
Overview of the downsizer contribution
Short quiz
Important information
Accessing your superannuation details in myGov
Accessing your total superannuation balance
Accessing your concessional contribution history
Collecting information regarding your bring forward arrangement
Accessing information regarding your carry forward concessional contributions
Collecting information regarding your transfer balance cap
Further information
Important information
Introduction
Overview and benefits
Example: Transition to retirement
Example workings and considerations for a transition to retirement
Short Quiz
Important information
Introduction
Access options
Option 1: Do nothing
Option 2: Take it all out in a lump sum
Option 3: Taking an income from super
Example: Cheryl
Conclusion
Short quiz
Disclaimer
Introduction
Account-based pensions overview
Lifetime pensions: Overview
Lifetime Pensions: Defined Benefit Pensions
Lifetime pensions: Lifetime Annuities
Example: Impact on the Age Pension entitlement
Overview of other types of pensions or annuities
Conclusion
Short quiz
The key financial risks impacting retirement income longevity
Structuring your retirement income
Important information
Introduction
Who can receive a superannuation death benefit?
What types of beneficiary nominations are available?
How are superannuation death benefits paid to a dependant taxed?
Short quiz
Important information
Introduction
Overview and qualification requirements
The means test
Age Pension example
How an Adviser can help
Applying for the Age Pension
Short quiz
Important information
Introduction
How it works and eligibility requirements
Example: Downsizer contribution
Tips and tricks
Considerations
Short quiz
The advice process and key documents
Information to bring to your first meeting
Your personal financial profile
Short Quiz
