PSS
The Public Sector Superannuation Scheme
Need PSS advice?
The PSS scheme offers a generous retirement benefit and if you are one of the 60,000 contributing or 90,000 deferred members you have an opportunity to optimise this benefit prior to retirement. This critical opportunity should be done with the guidance of an adviser with an in-depth understanding of the scheme.
Guideway advisers have extensive experience guiding PSS members through the complex fund mechanisms, including optimising their Accrued Benefit Multiple (ABM), determining the best time to access their benefit, assessing the impact of any redundancy on a PSS benefit, and matching the most appropriate benefit option to their needs amongst other issues.
Advice directly through PSS
PSS members can also access financial advice directly through their fund. Licensed under Guideway, Commonwealth Superannuation Corporation (CSC) Financial Planners provide you with the same level of advice and expertise covering all of the below issues.
Common areas we provide PSS members with advice
| Retirement planning |
Redundancy impacts on a PSS entitlement |
| Contribution optimisation to maximise the your PSS retirement benefit |
Managing the tax consequences associated with PSS |
| Assessing the best time to claim the retirement benefit |
Additional contribution considerations such as salary sacrifice |
| Determining which PSS benefit option is best suited to the your circumstances |
Investment option guidance for deferred members |
| Transfer Balance Cap management |
Aged care |